Author Archive
When life gets tough, or when money gets tight…
Posted by: | CommentsWhen life gets tough, or when money gets tight, always keep your
PPL membership – and actually USE IT.
Do you think going it alone will turn things around for you? The
best way to make progress in your life is to seek out the best advice
and counsel, on any kind of challenges as you face them, from your
attorneys. This empowerment is no longer restricted to just the rich.
They have had this power to themselves for far too long – until PPL
came along for the rest of
us.
I have heard people over the years say once in a while “I need to
cancel my PPL membership due to no having much money.” Or maybe they
had not been using it. Once I talked and counseled with them, they
realized they likely got to that broke place because they did things
WITHOUT expert advice and help. So they often kept their membership,
and actually started calling the law firm for guidance and changed
their lives for the better. To restate the point, they just didn?t
know what they didn?t know, which held them back. But after talking,
they felt empowered because of PPL.
Never go back to “Un-Equal Justice Under Law”. Never go back to being
alone in a tough and unfair world where you are taken advantage of as
“the little guy”.
Never feel insecure, unprotected, poor, or helpless again – because
you have hundreds of powerful attorneys who have your back at all
times when you need them. Since you have this exclusive Pre-Paid Legal
membership, you should always remember to feel confident, secure,
empowered, protected, and wise in negotiations throughout life.
Remember to call upon your law firm when any question in life enters
your mind about your rights, being treated unfairly, or just
negotiating the best deal for you.
Maybe the person who sold you your PPL membership did not fully
explain the powerful asset that they helped you sign up for – and
for that we apologize. But now you know. And you will know even
more once you begin to use your membership in your life. It is
always better to have it and not need it, than to need it and not
have it (from the standpoint of actually making calls to your
attorneys). But just think, the peace of mind of knowing you are
protected – even when life seems to be going just fine – is priceless.
Well worth the few coins a day – to get on a track of a peaceful,
less-stressful life of good decisions.
As time has passed since you became a member of PPL, also
know that your paid hours for a lawsuit trial defense have been
adding up and accumulating in your account for you, at no additional
cost. And your IRS audit hours are there to use in case the IRS
decides to come for an audit for any years starting with the one you
filed in the year you joined PPL and forward. Have you had your Will
drafted yet? That will be done for free as a part of your service,
so please do that for your family?s sake. And if you can think of
any question in your life needing an answer right now, please
pick up the phone and make the call. Feel the empowerment.
This was prepared and read on this week’s Leadership Call
by Brian Carruthers. –
Boost Productivity and Keep Costs Down
Posted by: | CommentsSacramento Business Journal Profiles Pre-Paid Legal Services Inc.
Identity Theft and Fraud…Are you protected?
Posted by: | CommentsThink you’re not at risk? Unfortunately you are.
Just think about it.
* How many times have you handed your credit card to servers at restaurants?
* How many times have you signed your credit cards?
* How many times have you supplied personal information over the internet?
* How many times have you kept your Social Security number in your wallet or purse?
* How many times have you left your mail at your home or business for the postal carrier to collect?
* How many times have you shredded unwanted mail with personal information?
According to the Federal Trade Commission, there have been 27.3 million victims of identity theft in the last five years.
A professional thief can assume your identity in just a few hours, but it can take years for you to restore your credit standing and identity.
It affects not hundreds, not thousands, but millions each year. Symptoms can include harassment from debt collectors, maxed out credit cards, being subjected to criminal investigations or civil suits, being arrested, or difficulty with bank accounts. Identity Theft is a devastating crime that can take mere minutes to occur and years to resolve. Don’t wait until the unthinkable happens; arm yourself with Identity Theft Shield.
Thankfully, your IDENTITY THEFT SHIELD gives you easy access to the resources you need to understand your credit ratings, and to fight back if an identity thief threatens your financial standings.
Options available to those facing foreclosure.
Posted by: | CommentsForeclosure Call:
Listen to this call hosted by PPLSI, Founder, Chairman and CEO Harland Stonecipher during which he interviews six provider attorney regarding the multiple options available to those facing foreclosure. Windows Media
More good news… Impressive
Posted by: | CommentsPPLSI – In the News
More good news about Pre-Paid Legal Services. Joel Greenblatt,
a respected investment advisor and strategist, has developed a
performance ranking of the 3,500 largest stocks and Pre-Paid
Legal Services ranks number 4 among these stocks. John Reese,
founder of Validea.com, has written an article about this and
he describes the PPD performance as “impressive”.
Here is a link to the John Reese story, which just appeared on
Yahoo Finance. By the way, you can “vote” on this story on Yahoo,
if after reading it, you find it valuable.
http://finance.yahoo.com/news/Greenblatts-Strategy-Picks-tsmp-2530303874.html?x=0&.v=1
Along with our recent news about PPD?s # 66 ranking in the
2009 FORBES MAGAZINE list of “America?s 200 Best Small Companies”,
this is great news.
Loan Modification
Posted by: | Comments
For families 
across America currently facing the loss of a home through foreclosure, loan modification is a popular – and effective – solution. Loan modification through a Pre-Paid legal plan you can not only preserve the home, but also result in reduced monthly payments. Loan modification is not necessarily the only solution for those behind in mortgage payments. By reviewing the videos and information below, you can learn more about alternatives, as well as how loan modification may apply to your individual situation:
PPLSI – More Good News
Posted by: | CommentsMore good news to share. This morning, PPLSI issued a news
release about the significant increase in the number of associates
achieving high success and earnings this year and especially since
the Leadership Summit in Las Vegas.
Awards Include Professional Development and Earnings
ADA, Okla., Oct. 22 /PRNewswire-FirstCall/ — Since Pre-Paid Legal Services, Inc. (NYSE: PPD) announced the re-launch of its marketing program at the 2009 Leadership Summit, there has been a significant increase in the number of independent associates achieving senior-level recognition and earnings with the company.
“We have delivered a strong message about the growth potential at Pre-Paid Legal Services and our independent sales associates are responding to this opportunity,” said Harland C. Stonecipher, Founder and CEO of Pre-Paid Legal, Inc. ”For the four-week period, from September 21 through October 16, 2009, we have seen more activity at all levels within the associate network, and we are proud to announce 13 major recognition and earning awards.”
These associate recognition and earnings awards (Editors: see note below) include:
- $100,000 Ring Earners: Michael and Lisa McCoy (Clive, Iowa), Scott and Ronda Ferguson (Houston, Texas), Ryan Sean Burns (West Jordan, Utah), Trina Robinson and Austin Kemie (Los Angeles, California)
- $250,000 Ring Earner: Chris and Sky Hughes (Murrietta, California)
- $300,000 Income Earners: Frank and Theresa AuCoin (Charleston, South Carolina), Sean and Loren Mikael (Los Angeles, California)
- $800,000 Income Earner: Mark and Tammy Smith (Mission Viejo, California)
- $1.5 million Income Earner: Brian Carruthers (Davidsonville, Maryland)
- Millionaire Club Member: Kim Ferris (Amherst, New York) and Joe and Doreen Wilkinson (North Richland Hills, Texas)
- Platinum Level Award: Danny and Charlotte Walker (South Pete Beach, Florida
Stonecipher referenced timing as a key variable in the recent surge of associate success. ”In this economy people need legal advice — they have legal issues — and they need additional income,” Stonecipher said. ”Our product and opportunity provide access to legal counsel and a way to generate more cash flow, both in the form of first-year commissions and residual income in later years.”
Editors Note:
Associate earnings are either for commissions earned during a 12-month period (which includes the “corporate ring system” given at earning levels of $100,000, $250,000, $500,000 and one million dollars) or for the Millionaire Club (which includes associates who have achieved one million dollars in commissions during their association with PPD). Pre-Paid Legal recognition includes other programs, such as the Platinum awards, a network leadership designation.
About PPD
We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation, will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind due to the combination of our identity theft restoration partner and our provider law firms
PPLSI – In The News: Forbes
Posted by: | CommentsHere’s some great news. Pre-Paid Legal Services is listed as
#66 on the 2009 Forbes Magazine list of “America?s 200 Best
Small Companies”. This is a “jump” of 64 positions from our
2008 position of #130. Of equal importance, for both 2008 and
2009, Pre-Paid Legal was ranked #1 (highest position) for
“return on equity” on the Forbes Magazine list. (Return on
Equity is a measure of how efficiently a company uses assets
to produce earnings.) This is more confirmation that we?re
moving in the right direction.
Below is a link to the news release that is posted on the
Pre-Paid Legal Services website:
Pre-Paid Legal Services, Inc. On the Rise in the 2009 Forbes List of ‘America’s 200 Best Small Companies’
ADA, Okla., Oct. 20 /PRNewswire-FirstCall/ — Pre-Paid Legal Services, Inc. (NYSE: PPD) is ranked number 66 in the 2009 Forbes Magazine annual list of “America’s 200 Best Small Companies,” climbing 64 positions from its 2008 ranking of 130 on this list. For the second consecutive year Pre-Paid Legal Services has retained the number one ranking in the Forbes survey in the category of return on equity (RoE), a measure of how efficiently a company uses its assets to produce earnings.
“It’s gratifying to see Pre-Paid Legal Services recognized once again in the Forbes list of best small companies in America,” said Harland C. Stonecipher, Founder and CEO of Pre-Paid Legal Services. “We are proud to be listed among America’s finest small companies and we are especially pleased that our bottom line results have merited such high ranking.”
Stonecipher describes the PPD’s repeat performance as the number one ranked company for return on equity as significant. Earlier this year, DeMarche Associates, an independent investment research firm, named PPD as one of the 100 best U.S. corporations, based on the company’s growth and risk management strategy.
PPD’s 2009 Forbes ranking (based on $453 million in sales), included the 192nd position for sales growth and the 128th position for earnings per share.
PPD has been on the Forbes list for the past three years, which in itself is a measure of stability. According to Forbes, 71 of the 200 companies listed last year fell off the 2009 list. The Forbes list rankings are based on earnings growth, sales growth and return on equity for the previous 12 months.
About PPD
We believe our products are one of a kind, life events legal service plans. Our plans provide for legal service benefits provided through a network of independent law firms across the U.S. and Canada, and include unlimited attorney consultation, will preparation, traffic violation defense, automobile-related criminal charges defense, letter writing, document preparation and review and a general trial defense benefit. We have an identity theft restoration product we think is also one of a kind due to the combination of our identity theft restoration partner and our provider law firms
Top 5 Reasons Members Call their Provider Law Firms
Posted by: | CommentsPre-Paid Legal In The News
Recent US Chamber Magazine article highlights Debt Collection as leading nationwide service request among legal service plan members of Pre-Paid Legal Services, Inc., during the second quarter of 2009. “The Pre-Paid Legal Top Five List is intended to be a snapshot of the issues that legal service plan members face today.
Top 5 Reasons Members Call their Provider Law Firms
1. Debt Collection
2. Foreclosures/evictions
3. Family Law (such as child custody, visitation, and child support issues)
4. Bankruptcy
5. Employment termination issues (lay-offs, unemployment compensation, severance packages, etc.)
Do you know anyone who may be facing any/all of these issues? Make it a priority to share this info
101 Reasons Not To Be Without Prepaid Legal’s Life Events Legal Plan
Posted by: | Comments101 Reasons Not To Be Without Prepaid Legal’s Life Events Legal Plan
2. You don’t understand the difference between a trust and a will
3. Family members challenge your parent’s will
4. You don’t understand your health insurance or Medicare Prescription Act.
5. The IRS selects you for an audit
6. Your parents die and leave you the executor of their estate.
7. You are tired of hidden fees at your bank
8. You have a retirement savings plan
9. You change jobs
10. You receive a speeding ticket
11. You are buying or selling your home
12. Your driver’s license is suspended
13. Your landlord raises rent in violation of your verbal agreement.
14. Your teenager is accused of shoplifting
15. You decide to change your name
16. Your new washing machine doesn’t wash
17. Creditors threaten to take action against you for your ex-spouse’s debts
18. A neighbor or school reports you for child abuse
19. You adopt a child
20. A friend or neighbor is injured on your property
We have Automobile Insurance, Health Insurance and Homeowners Insurance. Now, with Prepaid Legal, you have legal insurance as well. You can sleep nights, knowing you have legal peace of mind with Prepaid Legal
Lawsuits Happen Every Day, Make Sure You’re Not On The Receiving End
22. A friend owes you money and files bankruptcy
23. A stranger calls demanding money or they’ll release damaging information
24. Your car is damaged by a hit-and-run driver
25. You accidentally back over your neighbors garbage can
26. A hairdresser damages your hair with harsh chemicals
27. Your car is repossessed unjustly
28. You are subpoenaed
29. You are called to jury duty
30. Your long drive off the tea injures another player
31. You need a lease agreement reviewed
32. Your son is injured in a football game
33. A neighbor trips over a rake in your yard
34. A jeweler sells you defective merchandise
35. A car dealership gains illegal access to your credit history
36. You are hit by a bottle at a baseball game
37. A tenant falls down stairs and sues you
38. Your dog is poisoned
39. You are injured when you slip on a wet floor in a public building
40. Your cattle trample a neighbors garden
We sit back, allowing ourselves to be victimized because we don’t know how simple it is to fight back.
Sometimes We Just Have Everyday Legal Questions or Issues
42. Your teenager gets a speeding ticket
43. Your landlord enters your apartment without permission
44. Your child throws a baseball through a neighbors car window
45. You don’t have a living will or medical power of attorney
46. Your boat is damaged while in storage
47. Your landlord refuses to refund your cleaning deposit
48. You lose an expensive watch in a hotel and the manager denies liability
49. A speeding car nicks your car bumper because you have parked in the street
50. A merchant refuses to honor a guarantee
51. You have an accident driving your friends boat
52. Your spouse claims a right to your earnings
53. A record club sends merchandise after you cancel your membership
54. You are refused service at a restaurant
55. A property manager refuses to rent to you
56. You are denied credit for no apparent reason
57. You are fired.
58. The auto repair shop threatens small claims court for money you don’t owe
59. Your car insurance is canceled when your teen is involved in an accident.
60. Your child needs special education in public school.
Every day thief seek out to exploit or legally extort other people for money with silly law suits. Know your rights.
And Sometimes It’s A Matter Of Protection or Identity Theft…
62. Angry words result in a slander law suit
63. You need a patent for an invention
64. You need a copyright for your manuscript
65. You are wrongly accused of committing a crime
66. Your rights to privacy have been invaded
67. Your car is vandalized in a parking lot
68. A postal carrier slips on your unshoveled walk and breaks his or her leg
69. You have a housekeeper in your home
70. You are stopped for speeding and a friend was in possession of marijuana
71. Your teenager wrecks the car and a friend is injured
72. You care for your elderly parents
73. You receive social security disability, or Medicaid
74. You are cheated by a door-to-door salesman
75. A repairman charges more than the given estimate
76. A creditor tries illegal collection tactics
77. An accident results in personal injury
78. You are scheduled to appear in small claims court.
79. Your new house has bad plumbing and a leaky roof
80. You take a vacation and your “room with a view” is a view of the dumpster
Legal Issues Aren’t Only About Law Suits
81. A minor is caught breaking into your house
82. You have a fender bender while driving a friends car
83. You have liability questions in launching a new business
84. A former employer refuses to pay you your final compensation
85. A neighbor’s dog bites your child
86. You have a property line dispute over a new fence
87. You are asked to testify as a witness to a robbery
88. You need a premarital agreement
89. You are buying or selling a car
90. Your child’s school demands a drug or alcohol test
91. Your bank sends a foreclosure notice after one house payment is late
92. A retail store won’t accept the return of a defective item
93. A repairman won’t stand behind his work.
94. A trespasser is caught poaching on your land
95. You are leasing acreage
96. You receive a letter from a creditor and it’s not your debt
97. A bank turns you into a credit bureau unjustly
98. You need advice concerning a divorce
99. You own your own small business
100. You can’t make heads or tails out of the new tax forms
101. Your husband or wife uses physical force against you
